Ditch the Fee & Switch to FREE
You Asked. We Listened. At Santee Cooper Credit Union, we're always looking for ways to make banking better for our members. That's why we've eliminated the $2 monthly checking account fee so you can enjoy a truly FREE checking account.+ It's one more way we're keeping our promise to provide value, savings, and service that put our members first.
What are you waiting for? Open your FREE checking account today!
Tree-Mendous Savings This Holiday Season
Make your holidays a little brighter with our Holiday Vehicle Loan Promotion! Now through the end of the year, members can enjoy festive savings just by stopping by a branch and picking a scratch off card from our holiday trees. Every card reveals a special discount, with savings of up to 2.00% APR OFF Your Approved Vehicle Loan Rate!*
You can apply for a loan by clicking on the link below:
Skip Your Loan Payments for December
Get extra cash just in time for the holidays! Santee Cooper Credit Union is offering you the opportunity to skip one or all of you loan payments.^ For only $30 per loan, you can skip your loan payment(s) the month of December 2025. (Excludes Real Estate and Visa® Credit Cards.)
Forms are due by November 30, 2025.
+Fees for additional services such as Courtesy Pay, NSF, & Bill Pay Inactivity will still apply to our checking account products, but no monthly checking account fee for our Thrifty, Prime or Prime Plus Accounts.
*APR: ANNUAL PERCENTAGE RATE. Promotional rate cannot go below current floor rate. Restrictions may apply. Offer may end at any time. Payment Example: Loan amount of $20,000 at a rate of 4.74% APR for 60 months would have an estimated monthly payment of $397.00 with Credit Life and Disability protection. This program does not apply to existing auto or recreational loans financed with Santee Cooper Credit Union.
^All accounts must be current and in good standing to qualify. You may skip more than one loan for an application fee of $30 per loan skipped. A separate form will need to be filled out for each Skip-A-Pay request. If you choose to have the application fee deducted from your credit union account, the funds must be available for withdrawal before the application request will be processed. By signing above, you authorize Santee Cooper Credit Union to extend the due date of your final loan payment by the number of payments skipped. You understand that interest will continue to accrue at your current loan rate. Regular payments will resume on the first regular payment date of the month following the skipped payment. If your skipped loan has GAP coverage and you need to file a claim, it may affect the amount paid on your claim. If loan payments are currently being paid by disability insurance, you do not qualify for a Skip-A-Pay. All Skip-A-Pay requests are subject to approval. Restrictions may apply.
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