Rate Board



Loan Rates

Type of Loan APR*
New Vehicles (financing up to 60 months) As low as 2.25%
New Vehicles (financing up to 75 months) As low as 3.00%
Used Vehicles As low as 2.25%
New Titled Security (RV's, ATV's, Motorcycles, Boats) As low as 3.00%
Used Titled Security (RV's, ATV's, Motorcycles, Boats) As low as 3.00%
Signature/Line of Credit As low as 8.99%
Share Loans (up to 24 months) 2.00%
Share Loans (up to 60 months) 4.00%
Share Certificate Loans (up to maturity of certificate) 2.00% + cert. rate
Education Loans (up to length of course) 9.99%
Home Equity Loans 4.25% variable
Visa Classic Card 10.99%
Visa Platinum Card 7.99%

* Annual Percentage Rate


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Share Certificate and IRA Rates (Minimum of $500.00 deposit)

Term APR* APY**
3 months 0.05% 0.05%
6 months 0.08% 0.08%
12 months 0.25% 0.25%
18 months 0.25% 0.25%
24 months 0.30% 0.30%
36 months 0.40% 0.40%
48 months 0.50% 0.50%
60 months 0.65% 0.65%


Note: Compounded Quarterly. Members 55 years old and over can add an additional 15 basis points to the stated rate. Rates are current as of June 27, 2017 and are subject to change daily.

* Annual Percentage Rate
** Annual Percentage Yield

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Share Savings/Checking Rates (Checking, Savings, and Club Accounts)

Share Type Minimum Balance APR* APY**
Share Savings $5.00 0.05% 0.05%
Club Accounts None 0.05% 0.05%
IRA Savings-Traditional & Roth None 0.07% 0.07%
Share Draft/Checking - Thrifty None None None
Share Draft/Checking - Prime $500.00 0.02% 0.02%
Share Draft/Checking - Prime Plus $2,000.00 0.05% 0.05%

* Annual Percentage Rate
** Annual Percentage Yield


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